The retail industry is an extremely competitive market. With such competition, you need to make sure you have all the correct covers in place to protect you and your business as accidents can take place when you least expect them.
Should these take place without the correct covers in place, you and your business could be exposed to large financial losses which could ultimately result in the closure of your business.
No matter how many precautions you take in your shop, the last position you want to find yourself in is being without any cover when a claim needs to be made, this is why shop insurance is a necessity to a retailer.
Shop insurance cover can offer you and your business a vast array of options that may be beneficial to your specific retail outlet, providing cover against a variety of different perils. Some of these perils can include theft or attempted theft, storm or flood damage and escape of water. You want to be sure all areas of your business are protected from any sort of danger.
Below are a few examples of the type of cover we can arrange for you:
Trade Contents
Trade contents is stock that belongs to you at the premises which are generally defined as cigarettes, cigars, tobacco, DVDs, CDs, wines, spirits and any other stock you may sell.
Business Contents
This includes trade fixtures, phone equipment removed clothing and all other contents used by the business on the premises.
Public Liability Insurance Quote
Public and employers liability will cover you and your business against any injury to a third party that may occur whilst on your property. In the very unlikely occurrence it would also cover compensation for any death claims.
Products Liability
Covers any goods sold from your shop as part of the business. For example if a customer bought a kettle from your shop and a spark from the plug caused a fire in their home then you would be covered for damages caused by fire with this protection.
For more information please visit – www.autonetinsurance.co.uk/business-insurance/public-employers-liability-insurance
